Dont go over your budget while buying Gifts for others https://t.co/RzuxRuDpLq
— Suze Orman Blog (@SuzeOrmanBlog) October 31, 2016
Wednesday, January 16, 2019
New Year! New You! 5-Step Financial Action Plan
Monday, November 19, 2018
Holiday Survival Tips: 3 Powerful Emotions that Affect Your Money - Radio Show
 |
| Brandy Speer, Financial Literacy Consultant |
Get Your Act Together Holiday Survival Tips
3 Powerful
Emotions that Affect Your Money
|
How About
More Affordable Less Stressful Holiday Season?
Master 3 Emotions – A Key Factor in Taking Charge
of Your Money
Fear Constricts prevents you from taking action
Shame Destroys makes feel undeserving
Anger Paralyzes turns away money
Embrace New Truths Render
these emotions powerless over you and your money
Avoid Money Mistakes Everyone Makes During
the Holidays
We Forget to Prioritize
Confuse Generosity with Thoughtfulness
Over Indulge in Food and Drink
Try too Hard to Keep Up with the Joneses
Spending Beyond Your Means
Borrowing Against the Future
Ignoring Your Holiday Budget
Psychological Tactics Marketers Use – What
they don’t want you to know?
Highlight Your Flaws
Run Emotional Ideas
Use of Color Psychology
Promote Exclusivity
Repositioning Competitors
Introduction of Fear, Doubt and Uncertainty
|
What percentage of
our economy is based on consumer spending?
How does your
financial situation affect your emotions and reverse?
How does color marketing
effect consumer behavior?
What is the
Psychology of Consumer Spending?
What does it mean
to embrace new truths?
|
Sources National Financial
Educators Council, Suze Orman, National Retail Federation
Color Meaning, Symbolism, And
Psychology: What Do Different Colors Mean
Nov 27th @7pm Take
Charge of Your Money: Jumpstart 30-Day Money Challenge
Special Bonus FREE eBook: Get Your Act Together: Year End Personal Money
Planner
Solutions for Daily
Financial Concerns; Build Credit Score, Eliminate
Debt, Build Savings, Pay for College, Buy Home, Money Retirement - Wouldn’t it be great to simply
have enough money and no worries? Join
next Radio Broadcast Tues, Nov 20 @7:00pm
Tuesday, October 23, 2018
7 Common Credit Report Errors That Need Repair
This is a radio show. Call in number 310-861-2349. 7 PM to 9 PM Tuesday, 23 October 2018. Please share.
Link: http://www.blogtalkradio.com/progressintheworld/2018/10/24/7-common-credit-report-errors-that-need-repair-with-brandy-speer
7 Common Credit Report Errors That Need Repair
7 Reasons to Repair Your Credit Before You Retire
1. Personal Information updates
It is up to you - Creditors are horrible at this.
2. Closed Accounts incorrect information
Correction not always easy
3. Duplicated Negative entries
Loans change hands or collection accounts
4. Payment History reported by creditor incorrectly
Creditor reports their credit experience with you incorrectly
5. Ex-Spouse or Family Member
Common credit accounts are improperly reported
6. Cosigned Loans
The risk to your credit score
7. Identity Theft or Mistaken Identity
When accounts are opened without your consent using your identity or Derogatory information applied to you in error
Repair Your Credit Before You Retire
1. New Credit Harder to Get
2. Easier to fix credit when working
3. May need to access credit lines
4. May need financing to move
5. Guarding against asset seizure
6. Bad credit affect insurance rates
7. Reduce or eliminate debt going into retirement
Where to get my credit report?
Should I pay-off old charge offs?
Do old closed accounts hurt scores?
Is a debt consolidation loan good to pay off credit cards?
Sources FTC, Suze Orman, credit sesame
Attend Our Webinars
Reserve your space today! Limited Space
Oct 30, 2018 @7pm “Get Out of Debt: Jumpstart Your 30-Day Money Challenge”
Nov 11, 2018 @11am “Conquer Your Credit Score”
Take Control Over Your Money!
Solutions for Daily Financial Concerns; Build Credit Score, Eliminate Debt, Build Savings, Pay for College, Buy a Home, Money for Retirement
Wouldn’t it be great to simply have “enough” money, and no worries?
Special Bonus FREE eBook: “Consumer Guide To Repair Credit and Improve My FICO Scores”
Reserve your space !!
Join next Radio Broadcast Tues, Nov 6 @7:00pm
yourmoneywisdomnow.com admin@brandyspeer.com
1-888-818-5669 (toll free) 1-760-845-5550
Sunday, October 14, 2018
9 Ways You Can Help Your FICO Score with Brandy Speer on Progress in the World Radio Show
This is a radio show, 11 AM PST 14 October 2018.
Call in number 310-861-2349.
If you miss the live show, you can listen to the archived version. Live and archived versions can be reached here.
9 Ways You Can Help Your FICO Score
|
Simple Things You Can Do Right Now to
Increase Your Score
|
Credit Is Everything PERIOD!
1.
Get
FICO Credit Score
CreditKarma.com
MyFicoScore.com
2. Get free copy of
Credit Report
You can’t improve what you can’t
measure
Success is about having a target
What’s in Your Credit Report?
3. Review Credit Report for accounts not yours
4. Review for other errors
5.
Review
inquiries for errors
Learn factors do/don’t affect
credit
Increase FICO Score
6. Dispute Errors
Inaccurate Incomplete Unverifiable
Unfair
Learn how to dispute errors
Get Money Management Skills
7. Pay Bills on Time
First Rule of Credit Score Health
Align personal financial goals
Learn how not to live payday to
payday
8.
Pay Down Debt
Learn debt management strategies
Develop debt payoff plan
9. Don’t Max Out Credit Cards/Lines of Credit
Learn debt to limit ratio
Beware closing revolving accounts
|
What is credit/ FICO Scores
Where to start with debt management
How Can I improve my credit score
|
Sources
Financial Educators Council, Credit
Karma, Karen Black
Attend Our Next Webinar
Be
Empowered Attend Next Webinar
October 16, @7pm
pst
Knowledge
is Power
Build Credit Score / Eliminate
Debt / Pay for College
Buy a Home / Money for
Retirement
Wouldn’t it be great to simply
have “enough” money, so you don’t have
to worry?
Special Bonus Offer FREE eBook:
“The Consumer Guide To Repair Credit and Improve My FICO
Scores”
Join our next Radio
Broadcast on Tuesday October 23 @7:00pm
yourmoneywisdomnow.com admin@brandyspeer.com 1-888-818-5669 (toll free) 1-760-845-5550
Follow along with the presentation.
Follow along with the presentation.
Sunday, September 30, 2018
13 Principles of success You Need in Your Life with Brandy Speer
|
13 Principles of
Success You Need In Your Life
|
|
Improve
Your Financial Situation
|
|
1.
Realize the Power of Dreams - just
imagine
Your dreams and your
visions can influence your life
2.
Think Bigger than you are
Learn it’s all about
thinking big and growing richer in mind, body soul,
3.
Have A clear
vision
Success is about having
a target
4.
Get Prepared
Preparation is the
foundation of success
5.
Take Massive Action
Start today and put that
into action
6.
Move in the Right Direction
Success is a marathon
not a sprint
7.
Focus on Growth
Evolution necessary to
your success
8.
Be Determined
Where
there is a will, there is a way
9.
Set Goals
Specific
measurable realistic attainable timely
10. Surround yourself with
positive people
a. Follow successful people
do as they do
11. Use affirmations
a.
Positive energy manifests reality
12. Be grateful and appreciate what you have
a.
Being thankful/grateful will change your
life dramatically
13. Do what you love
a.
Find your purpose and use your passion
|
|
|
|
|
Sources
NFEC, Jim Rohn, Anthony Robbins,
Join Our Next Webinar
RESERVE
YOUR SPACE TODAY! - Limited Space
Build A Strong Financial Foundation -
It All Starts Here - Webinar Registration
Join Our Next Webinar
RESERVE YOUR SPACE
TODAY! - Limited Space
Build A Strong Financial Foundation -
Knowledge is Power…
ü Build Your Credit Score
ü Eliminate Debt
ü Pay for College
ü Buy a Home
ü Money for Retirement
Become Empowered Join Our Webinar…
Conquer Your Credit Score
October 16, 2018
@7pm pst
Wouldn’t it be great to simply have “enough” money, so you don’t
have to worry?
… Special Bonus register and receive Free eBook:
30 Ways to Save a $10,000 Emergency Fund
JOIN
OUR MAILING LIST
888-818-5669
760-845-5550
Subscribe to:
Posts (Atom)