Monday, March 12, 2018

5 Things That Will Improve Financial Conditions for You With Brandy Speer





This is a radio show 7 PM Pacific, 13 March 2018
Call in Number 310-861-2349







 A Blueprint for Personal Money Management Success

A.    Fortify Inner Strength
§  Understand and Direct the ‘Forces’ that Shape My Life
§  Get Focused and Clear
§  Empower Myself to Make Better Decisions

B.     Embrace the Formula for Happiness
§  Learn the Formula for Happiness
§  Master the Science of Achievement
§  Master the Art of Fulfillment

C.    Make Conscious Decisions (3x2x3 Rule)
§  My Decisions Equal My Destiny
§  Be Aware of the 3 Decisions We Make Every Moment of Our Life
§  Learn About the 2 Forces that Influence Every Decision You Make
§  My Only 3 Choices to Handle Negative Life Conditions

D.    Harness Your Personal Power
§  Get Dissatisfied
§  Face Your Fear
§  Take Consistent Action to Change Behavior
§  Get Leverage on Myself

E.      Manage Spending
§  Live Below My Means
§  Examine Wants vs Needs
§  Get Right with My Money
       
        
What are the ‘Stages of Change’?
What is your current stage of change?
How do you plan to move to the next stage of change?
What 2 forces influence every decision?
When unhappy, what are your only 3 choices?
What is the key to manage spending?

Sources                                                                           
National Financial Educators Council, Anthony Robbins, Jim Rohn, Suze Orman


Upcoming Webinar:
RESERVE YOUR SPACE TODAY! - Limited Space 

It’s Time to Get Right with Money
Build A Strong Financial Foundation -


Knowledge is Power…

ü Gain Insight to Solutions for Daily Financial Concerns
(Eliminate Debt, Pay for College, Home Buying, Money for Retirement)
ü 3 Things You Can Do to Eliminate Fear and Shame about Debt
ü Key Mindset Shifts You Must Embrace to be Financially Free
ü Get Started Right Money Manager “Fast Start Tool Kit”

…Become Empowered

 … Special Bonus register and receive 2 eBooks:
Ø  30 Ways to Save a $10,000 Emergency Fund
Ø 6 Things You Do and 4 Things You Don’t Do with Debt Collectors
JOIN OUR MAILING LIST (learn of future events)
888-818-5669      760-845-5550

Sunday, February 18, 2018

15 Do’s and Don’ts to Build a Strong Credit Score-You Can Get Out of Debt!



Brandy Speer

This is a radio show. Monday 19 February 2018 11 AM Pacific.







Credit Card Do’s…
§  Do Use a Credit Card (to build credit score)
§  Try to get the lowest possible interest rates
§  Pay minimum due on current bills
§  Pay more than minimum on highest-rate card
§  Seek help from Certified Debt Management Counselors
Credit Card Don’ts…
§  Automatically cancel credit cards
§  Fall prey to debt consolidators
                     ==============================
   
     Credit Score Do’s…
§  Understand why you need a strong credit score
§  Embrace your FICO Credit Score
§  Set your target minimum 720 score
§  Pay bills in full each month and on time
§  Use only small percentage of available credit
     Credit Score Don’ts…
§  Open lots of new accounts in a short period of time
§  Take open a store credit card (try to avoid)
§  Co-sign a credit card application for someone else

Contact Brandy Speer
888-818-5669      760-845-5550

This is a radio show. Monday 19 February 2018 11 AM Pacific.

Topic Sources                                                               

National Financial Educators Council, National Consumer Law Center, Federal Trade Commission: Fair Credit Reporting Act (FCRA), Suze Orman



Webinar Series:  New Year! New You! 
Realize Your Dreams & Goals
Design Your Road Map to Personal Money Management Success
Monday, February 19, 2018 Noon. PT
Tuesday, February 27, 2018 7:00 pm PT



Click Here receive   FREE eBook:
 30 Ways to Save a $10,000 Emergency Fund

Attendees Receive…
 Fast Start Financial Action Plan Tool Kit with worksheets

Special Bonus Offer
1st 10 people register Free eCourse unlimited access
(choose up to 2 age specific ecourses Pre-k to Senior Citizen)

Saturday, January 27, 2018

Know the Facts About Debt Collectors: 6 Things You Do and 4 Things You Don’t Do



Brandy Speer
This is a radio show, call in number 310-861-2349

11 AM to 1 PM Pacific Sunday 28 January 2018


Know the Facts About Debt Collectors:
6 Things You Do and 4 Things You Don’t Do
Debt Collection Is the Top Consumer Complaint

                         What To Do When Debt Collector Calls
§  Keep Collections Log
§  Write Request They Stop Contacting You (option)
§  Tell the Collector If You Think You Don't Owe the Debt
§  Tell the Collector You Can’t Afford to Pay (option)
§  Give the Collector Your Current Address
§  Know What the Collector Can and Cannot Do

What Not to Do When a Debt Collector Calls
§  Giving Collector Your Personal Financial Information
§  Making "Good Faith" Payment
§  Making Promises or Admitting Debt is Valid
§  Losing Your Temper

What types of debts are covered?
Can a debt collector contact me any time or any place?
How long can a collection agency attempt to collect a debt?
How can I stop a debt collector from contacting me?
Can they contact anyone else about my debt?
What does the debt collector have to tell me about the debt?
Can they keep contacting me if I don’t think I owe any money?
What practices are off limits for them?
Can they garnish my bank account or my wages?
Can federal benefits be garnished?
What to do if a debt collector sues me?
Where do I report a debt collector for an alleged violation?

Topic Sources                                                    
National Financial Educators Council, National Consumer Law Center, Federal Trade Commission: Fair Credit Reporting Act (FCRA) 

Register for Our Upcoming Webinar
Take Charge of Your Life and Realize True Wealth Creation

New Year! New You!  Design Your Financial Action Plan 
 30 Ways to Save a $10,000 Emergency Fund

Tuesday, January 30, 2018 7:00 p.m. PT OR Sunday, February 11, 2018 Noon PT

Attendees Receive: Fast Start Financial Action Plan Tool Kit with worksheets
Special Bonus First 10 to register receive eCourse LIFETIME ACCESS

888-818-5669   
760-845-5550