Tuesday, October 23, 2018

7 Common Credit Report Errors That Need Repair

This is a radio show. Call in number 310-861-2349. 7 PM to 9 PM Tuesday, 23 October 2018. Please share. 
Link: http://www.blogtalkradio.com/progressintheworld/2018/10/24/7-common-credit-report-errors-that-need-repair-with-brandy-speer

7 Common Credit Report Errors That Need Repair 
7 Reasons to Repair Your Credit Before You Retire

1. Personal Information updates
It is up to you - Creditors are horrible at this.
2. Closed Accounts incorrect information
Correction not always easy
3. Duplicated Negative entries
Loans change hands or collection accounts
4. Payment History reported by creditor incorrectly
Creditor reports their credit experience with you incorrectly
5. Ex-Spouse or Family Member
Common credit accounts are improperly reported 
6. Cosigned Loans 
The risk to your credit score 
7. Identity Theft or Mistaken Identity
When accounts are opened without your consent using your identity or Derogatory information applied to you in error

Repair Your Credit Before You Retire
1. New Credit Harder to Get
2. Easier to fix credit when working
3. May need to access credit lines
4. May need financing to move
5. Guarding against asset seizure
6. Bad credit affect insurance rates
7. Reduce or eliminate debt going into retirement

Where to get my credit report?
Should I pay-off old charge offs?
Do old closed accounts hurt scores?
Is a debt consolidation loan good to pay off credit cards?

Sources FTC, Suze Orman, credit sesame
Attend Our Webinars
Reserve your space today! Limited Space

Oct 30, 2018 @7pm “Get Out of Debt: Jumpstart Your 30-Day Money Challenge”
Nov 11, 2018 @11am “Conquer Your Credit Score”
Take Control Over Your Money!
Solutions for Daily Financial Concerns; Build Credit Score, Eliminate Debt, Build Savings, Pay for College, Buy a Home, Money for Retirement 

Wouldn’t it be great to simply have “enough” money, and no worries?

Special Bonus FREE eBook: “Consumer Guide To Repair Credit and Improve My FICO Scores”

Reserve your space !!

Join next Radio Broadcast Tues, Nov 6 @7:00pm
yourmoneywisdomnow.com admin@brandyspeer.com 
1-888-818-5669 (toll free) 1-760-845-5550

Sunday, October 14, 2018

9 Ways You Can Help Your FICO Score with Brandy Speer on Progress in the World Radio Show

This is a radio show, 11 AM PST 14 October 2018. 

Call in number 310-861-2349. 

If you miss the live show, you can listen to the archived version. Live and archived versions can be reached here.

9 Ways You Can Help Your FICO Score
                    Simple Things You Can Do Right Now to Increase Your Score

Credit Is Everything PERIOD!
1.    Get FICO Credit Score
2.    Get  free copy of Credit Report
           You can’t improve what you can’t measure
           Success is about having a target

What’s in Your Credit Report?
3.    Review Credit Report for accounts not yours
4.    Review for other errors
5.    Review inquiries for errors
           Learn factors do/don’t affect credit
Increase FICO Score
6.    Dispute Errors
           Inaccurate Incomplete Unverifiable Unfair
           Learn how to dispute errors
Get Money Management Skills
7.    Pay Bills on Time
           First Rule of Credit Score Health
           Align personal financial goals
           Learn how not to live payday to payday
8.     Pay Down Debt
            Learn debt management strategies
            Develop debt payoff plan
9.     Don’t Max Out Credit Cards/Lines of Credit
  Learn debt to limit ratio
  Beware closing revolving accounts
What is credit/ FICO Scores
Where to start with debt management
How Can I improve my credit score

Financial Educators Council, Credit Karma, Karen Black
Attend Our Next Webinar
Be Empowered Attend Next Webinar
Reserve your space today!   Limited Space
                October 16, @7pm pst  
Knowledge is Power

Gain Insight to Solutions for Daily Financial Concerns
Build Credit Score / Eliminate Debt / Pay for College
Buy a Home / Money for Retirement      
Wouldn’t it be great to simply have “enough” money, so you don’t have to worry?

Special Bonus Offer FREE eBook:
“The Consumer Guide To Repair Credit and Improve My FICO Scores”
Join our next Radio Broadcast on Tuesday October 23 @7:00pm
yourmoneywisdomnow.com     admin@brandyspeer.com  1-888-818-5669 (toll free)   1-760-845-5550

Follow along with the presentation.